DESCRIPTION
Our syllabus will walk you through the fundamentals of real estate and guide you in the world of Real estate. This program enables participants to acquire the expert knowledge of Real Estate in Singapore. They will learn guidelines from government agencies, cooling measures, loan structuring and policies of Real Estate of Singapore.
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Property purchase is one of the most expensive decision that one could make in their life.
Our professional trainer, through the course will walk you through unlocking the myths behind the scene the entire process.
Technicals knowledge, government agency’s policies, bank’s credit underwriting and creative loan structuring will be discussed in details empowering you the right knowledge assuming the advisory role.
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Mortgage Accreditation Program is designed for YOU! Join us in the eye opening journey.
Key Learning Objectives
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Basics of Real Estate in Singapore
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Government agencies and its policies
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Credit Underwriting & Banks policies
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Process of Mortgage loan application
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Creative loan structuring
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Unlocking equities from existing property
Topics Covered
DAY 1 (AM)
Module 1
- Type of Property
- Ownership Types
- Succession
- Manner of Holdings
- Mortgages
- Development of Singapore
- Collective Sales (En-Bloc)
- Sales Contracts
- Government Agencies
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DAY 1 (AM)
Module 2
HDB
- HDB Guidelines
- HDB Transactions
CPF
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DAY 2 (Full Day)
- Type of Valuation
Taxations of Property
- Property Tax
- Mortgage Duty
- Buyer Stamp Duty
- Additional Buyer Stamp Duty
- Scenarios of ABSD
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DAY 3 (AM)
Loan Structuring
- MAS 632/632A/645
- MSR
- TDSR
- Refinancing
Building Under Construction
- PPS/NPS
- DPS
- Order of Disbursement
- Fractional Purchase
- Credit Bureaus
- Timelines
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